Our Resolution

J and I've talked about all our money issues today. We discussed ways to save ourselves money. We're going to get rid of our home phone (which we NEVER use) and get rid of some of our cable features on our TV.

We made a budget that includes our current utilities and our credit payments. But the best part of the budget is that we're going to be saving $500 a month. We know that our nanny is going to charge us $100 a week to watch Goob so that's $400 a month. We won't need the nanny until the end of August so all the money we're saving will just be our stock pile in case of anything. Also, J should be getting a pay raise come March. It should be a substantial pay raise so whatever we have extra will just go towards credit payments.

It's going to be hard to cut out all the extra spending. We'll really have to work at it. But I think we're determined to make it work. It'll mean no more eating out and no more frivoulous spending!! But it's all for the baby.

Our new budget will start Jan 25th which is the next time we get paid again. Wish us luck.